Dr. Rick C. Ernst
Coaching The Affluent To A Fulfilling Life
of Peace, Passion, Profits And Philanthropy.
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Affluent Products

Insurers turn attention to HNI customers
www.business-standard.com

Apart from having specialised personnel to advise and service such customers, insurers have also begun to offer high-end products to these customers. HDFC ERGO General … Max Life has 24% affluent customers in its total customer base. Variations of …

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Wealthy Investors Are Making a Costly Insurance Mistake
online.wsj.com

Twin concerns—market volatility and their family's future—are leading rich Chinese to buy expensive, complicated life-insurance products. For many, simpler and cheaper policies would be the better way to go. Hong Kong's insurance market has had an …

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Markets Live: ASX edges higher
www.smh.com.au

That's not our model.'' Mr Perreault, who this month took over as chief executive from long-serving boss Brian McNamee, said organic growth, research and development and haemophilia products were on his agenda. CSL shares were down 1 per cent at $64.29 …

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Indonesian hunger for 'cheap and tasty' noodles buoys wheat prices
www.scmp.com

“Consumers will look to save costs – classic behaviour will be to trade down to lower-value products such as wheat noodles.” … Analysts said levels of disposable income for these more affluent consumers would remain fairly resilient to rising inflation.

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AmEx Record Profit Tops Estimates as Credit-Card Spending Climbs
www.bloomberg.com

Chief Executive Officer Kenneth I. Chenault is trimming the firm's workforce to contain expenses and investing in new products such as a prepaid card sold by Wal-Mart Stores Inc. (WMT) to broaden the lender's reach beyond more affluent customers. “We …

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Luxury shopping: Chinese tourists know just what they want
www.thenational.ae

How discerning are Chinese tourists when they shop for luxury products? Affluent Chinese consumers are armed with a lot of market and product information, unlike the majority of shoppers who go to a mall and if they like it, they buy it. But Chinese …

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Green consumers are brand loyal
www.mnn.com

The Eco Pulse study reveals that the main green consumer is affluent, an early adopter, a materialistic frequent shopper, a lover of new 'green' things and is extremely brand loyal. The Shelton Group has dubbed this group of green consumers the …

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Charles Schwab profit misses estimates as expenses rise
www.reuters.com

Schwab, founded 40 years ago as a low-commission firm for self-directed traders, is repositioning itself as a company that can help "affluent investors" with $50,000 to $2 million of investable assets meet their financial goals through "advisory …

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To Be Made Here, or Elsewhere — a Look inside Outsourcing Decisions
knowledge.wharton.upenn.edu

"It's a vast supply chain and very complex," Anderson said of the 500,000 people in 73 countries engaged in helping to build Boeing products. "It [takes] really well choreographed logistics … to bring those airplanes together." She noted that even a …

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