Dr. Rick C. Ernst
Coaching The Affluent To A Fulfilling Life
of Peace, Passion, Profits And Philanthropy.
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Affluent Products

Old Mutual has big plans for its wealthy clients
www.bdlive.co.za

Commenting on the decision to expand the advisory team, Mr Williamson said that the Retail Affluent division had 250 broker consultants who market Old Mutual products to brokerages. Old Mutual has 2,700 tied agents. The Retail Affluent Business in …

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Zero Worship: Credit-Card Firms Compete With No-Interest Transfers
online.wsj.com

We believe customers who try our products will like them and will want to remain long-term customers," said Paul Hartwick, a spokesman for J.P. Morgan's card business. The bank, which is the country's largest-card … "I have been in the business a …

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The Best Way To Profit From The Supercycle Bust
www.nasdaq.com

First, as emerging markets became more developed economically and their citizens became more affluent, they ate more. Food producers needed to produce more and in the meantime, commodity prices on the in demand agricultural products went up.

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Why the market is mad at a rich CEO
www.haaretz.com

Generally speaking, the public gets mad at companies that gouge it on products and services. That's what happened to major Israeli dairy manufacturer Tnuva, which faced a consumer boycott on one of its flagship products, cottage cheese, because of …

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TD-CIBC deal on Aerogold seen likely as banks binge on cards to counter …
business.financialpost.com

“Affluent people are spending more money, feeling more confident about the economy and they're using their cards more frequently,” Routledge said in an Aug. 16 telephone interview from Toronto. “Purchase volumes in Canada on credit cards are growing at …

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HSBC launches range of RMB products for customers in the region
www.ameinfo.com

With the acceleration of RMB internationalization and the rapid growth of the affluent segment in the Middle East, the launch of HSBC's range of RMB deposit products will help meet our customers' sophisticated needs and capture the potential of RMB as …

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Privatisation of SOEs a dangerous move
www.nation.com.pk

Package of privatisation stands discredited because it enriches the already affluent. Key national institutions and state-owned … Quality of their products and fair prices are also guaranteed for the benefit of general public. The respective Boards …

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TD-CIBC Deal to Extend Bank Card-Buying Spree: Corporate Canada
www.bloomberg.com

“Affluent people are spending more money, feeling more confident about the economy and they're using their cards more frequently,” Routledge said in an Aug. 16 telephone interview from Toronto. “Purchase volumes in … “If you can bring in new clients …

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Pawnshops expand to financial services such as debit cards
www.sacbee.com

As banks zero in on more affluent customers who promise twice the revenue of their lower-income counterparts, shutter branches in poor areas and remain stingy with credit, pawnshops are revamping their image and stepping into the void to offer …

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