Dr. Rick C. Ernst
Coaching The Affluent To A Fulfilling Life
of Peace, Passion, Profits And Philanthropy.
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Affluent Products

Dodd-Frank Unleashes Predatory Mortgage Regulations
www.americanbanker.com

The consequences of government overreach for creditors and borrowers will be all too predictable—more costly products and services, fewer options and, worst of all, the erosion of economic freedom. The cornerstone of this new Dodd-Frank regime is a …

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Weather apps appear apt for Canadians, survey finds
www.mississauga.com

High earners appear to use weather apps more frequently than the less affluent. A separate poll shows gaming and music apps are the most frequent downloads on smartphones and … "Enhanced networks are leading to a rise in Internet usage in Canada …

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Preview 2014 – Luxury
www.travelweekly.com

From $1.5 million-per-person round-the-world private jet tours to villa rental prices that rival some working folks' annual salaries, travel companies keep rolling out over-the-top products, "and people are booking them," said JoAnn Kurtz-Ahlers …

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Mortgage Rate Reforms Could Augur Well for Jumbo Market
easternmorningherald.com

These reforms, which were discussed in blog post from the Federal Savings Bank, will partly affect adjustable-rate mortgages, as these products now have to be written with the most expensive payment possible. Products would not be allowed to include …

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AtriCure CEO is not moving to Ohio [Star Tribune (Minneapolis) :: ]
investing.businessweek.com

Dec. 28–Mike Carrel, CEO of Cincinnati-based AtriCure for about a year, will open what looks like a shadow headquarters and R&D facility for the atrial fibrillation products company in Minnetonka in March. "The executive team will be split," Carrel …

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This Agency Model is Broken, But Should We Fix It?
www.adotas.com

The alternative models for success are obvious with brands like Burberry, Nike and Levi's making great content, creating digital products with real utility, and truly partnering with their agencies. But for every Red Bull Space Jump, there are still …

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Northern Trust Retained as Trustee and Custodian for Nova Scotia's Halifax …
www.nationalpost.com

Northern Trust Corporation (Nasdaq: NTRS) is a leading provider of investment management, asset and fund administration, banking solutions and fiduciary services for corporations, institutions and affluent individuals worldwide. Northern Trust, a …

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Wing Collars, Dinner Jackets And the Duke of Windsor
www.vnews.com

Dear Miss Manners: In the course of my business day, I am often called upon to answer questions related to my products and their purpose. Some customers ask several questions in a rapid fashion, and I am unable to respond without interrupting them …

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India key wine target
www.maitlandmercury.com.au

Maitland Business Chamber president Steve Thomson said India was increasingly affluent, like China, with a growing hunger for the finer things in life. “An emerging middle class in India has to be good for the wine industry,” he said. “I would also …

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