A lot of intellectual effort has been devoted to devising better ways of maximising advertising and marketing budgets — targeting customers, especially the affluent, who might actually buy the product. But standards of living might have been raised …

Assets that are invested in equities are making more Americans rich. In 2013, mass affluent clients, who have from $100,000 to $1 million, had 20 percent of their portfolios in low-yielding bank deposit products, while the ultra high net worth segment …

Market consolidation leaning towards a triopoly of dominant MNOsGermany has Europe's largest telecom market, supported by an affluent population of about 82 million. Both the fixed network and broadband markets are dominated by Telekom Deutschland (TD …

Built on the principle of prioritizing customers, employees and providing high-quality products, Lands' End soon became one of the nation's top brands, known for its value and customer service. In 2002, Sears bought Lands' End for … The problem …

“…we have applied ourselves toward the creation of trivial, undifferentiated apps; disposable social networks; fantastical gadgets obtainable only by the affluent; products that use emotion as a front for the sale of customer data; products that …

And it's not just the less affluent who are experiencing this. … In terms of products, 55% of shoppers said that they aren't as loyal to well-known brands as they used to be and 47% like the fact that they can find goods at a discounter that they can …

… become more sophisticated, banks need to differentiate their product offerings meaning that card customization will gain more attention. Other services include internet banking or serving niche segments such as students or high-end, affluent customers.

The individual annuities division offers variable and fixed annuity products to individual customers across the U.S., targeting mass affluent customers, with household income over $100,000. The retirement division offers retirement income products and …

"Canadians know the products and service they can get in the U.S. and the expectation is that they are going to get that experience recreated in Canada." Karabus agrees that a failure to replicate the American shopping experience is … Yet a strong …