Dr. Rick C. Ernst
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Luxury Consumers

Car Loans Put Canada Banks at Risk in Slump, Moody's Says
www.bloomberg.com

Industry consolidation, shifting preferences to luxury cars, and loans designed to compete with auto finance and leasing companies have contributed to the growth, Moody's said. Private-passenger vehicle loans increased from C$16.2 billion ($14.4 …

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VCs call in the Glamsquad
www.crainsnewyork.com

"Glamsquad has created a trusted brand at the intersection of three important categories—beauty, affordable luxury and on-demand services," said Marissa Campise, partner at SoftBank, in a statement. Already, Glamsquad offers hair blowouts and makeup …

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Manhattan's Mr. Chocolate Proves Market Too Hot for Cocoa Prices to Matter
www.businessweek.com

With the U.S. on track for its biggest job expansion since 1999 and consumer confidence improving, Americans are spending more on chocolate as prices drop for gasoline and many foods. “For many, chocolate is seen as an affordable luxury,” said Pinar …

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Where Winemakers Are Like Bears: Barolo And The Game Of Come-Hither
www.forbes.com

So far in my life as a wine lover, Piedmont has proven to be a conundrum. I've had a hard time getting my head around it, and an equally hard time finding my way “in,” so to speak. I know in my head that there's a lot to appreciate about Piedmont. I …

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How One Global Payments Network Addresses the Complexity of Cross-Border …
www.pymnts.com

One advantage we have is being narrowly focused on a particular space. We have the luxury of being able to understand it better and deeper so that when things change in a particular space, we focus on it right away and pass the benefit of that …

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TechStars' Brad Feld invests in Atlanta retail software startup CloudTags
www.bizjournals.com

Atlanta data startup CloudTags helps retailers personalize the shopping experience and attract customers into brick-and-mortar stores. As shopping increasingly shifts online, retailers seek innovative ways to lure consumers into physical stores …

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Huawei, Haier, Tsingdao – Good, but Not Exactly Apple, Sub Zero and Budweiser
www.forbes.com

China now has the 2nd largest economy in the world, is the fastest growing and most important consumer market in the world, and is accelerating the process of “Going Global”. In fact “China Going Global” has been a success for almost all involved in …

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Shampoo Is Dead, Long Live Shampoo
www.theatlantic.com

"We just reinvented haircare," the company says, and it's certainly giving consumers a product unlike the one they're accustomed to. ("There are no bubbles. There is no lather," wrote one tester.) But go back far enough, and … He eventually started …

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Hermès' Chinese Brand Slow to Gain Traction
online.wsj.com

“Chinese consumers' interest in luxury is becoming more succinct and discriminating, shifting from acquiring big, famous brands only to discovering smaller, more individualistic labels, including those from China,” said Torsten Stocker, a partner at …

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